FAQ
Is Gestor de Créditos a bank?
No, we are a private company that defends the interests of our clients against the banks. Financial intermediation, which is what we do, is regulated by Law 2/2009, of 31 March, which regulates the contracting with consumers of mortgage loans or credits and intermediation services for the conclusion of loan or credit contracts.
Why go to Gestor de Créditos rather than to a bank?
Gestor de Créditos is a financial intermediation company backed by banks and savings banks and with collaboration agreements with the main national and international credit institutions, normally with better conditions, by volume, than those you can get on your own.
We are a team with more than 20 years of experience in banking, so we know perfectly all the products available to consumers, but we prefer to advise you according to our ethics and independence rather than the interests of the bank.
Therefore, we will always offer you, according to your personal characteristics and circumstances, the financial solution that best suits your needs, in the most beneficial conditions for you.
Do you provide financing?
No, we are not a bank, but we know which products may be better for you and which are not, as well as the institutions we should approach, depending on your specific case.
What are the advantages of working with Gestor de Créditos instead of going directly to a bank?
The main advantage is that we align ourselves with your interests and act in your favour, offering you the full range of financing (not just with one institution) that your circumstances and situation allow, without being committed to recommending products that we do not believe in, i.e. we act independently.
Which entities do you work with?
With all the most relevant at national and international level.
What does it cost you to study my case?
In principle the study is free of charge, we will only charge a fee at the time of signing.
If I have already been refused financing or a mortgage, can you help me?
We have to study your case, but it is likely that we do, especially because we do not stick to a single entity, but once we have outlined your profile, we look for the solutions that best suit you.
How do we start if I need a mortgage?
We need you to provide us with the following documentation, confidentially and in order to find the best option for you:
- Identification: DNI or residence card.
- Employment contract.
- Last 3 payslips.
- Certificate of employment.
- Bank statement.
- Income tax return.
- 3 latest mortgage receipts, if applicable.
- Extra personal documentation that you consider relevant (divorce decree, contracts of marriage, declarations of assets, etc.)..
Is Gestor de Créditos a bank?
No, we are a private company that defends the interests of our clients against the banks. Financial intermediation, which is what we do, is regulated by Law 2/2009, of 31 March, which regulates the contracting with consumers of mortgage loans or credits and intermediation services for the conclusion of loan or credit contracts.
Why go to Gestor de Créditos rather than to a bank?
Gestor de Créditos is a financial intermediation company backed by banks and savings banks and with collaboration agreements with the main national and international credit institutions, normally with better conditions, by volume, than those you can get on your own.
We are a team with more than 20 years of experience in banking, so we know perfectly all the products available to consumers, but we prefer to advise you according to our ethics and independence rather than the interests of the bank.
Therefore, we will always offer you, according to your personal characteristics and circumstances, the financial solution that best suits your needs, in the most beneficial conditions for you.
Do you provide financing?
No, we are not a bank, but we know which products may be better for you and which are not, as well as the institutions we should approach, depending on your specific case.
What are the advantages of working with Gestor de Créditos instead of going directly to a bank?
The main advantage is that we align ourselves with your interests and act in your favour, offering you the full range of financing (not just with one institution) that your circumstances and situation allow, without being committed to recommending products that we do not believe in, i.e. we act independently.
Which entities do you work with?
With all the most relevant at national and international level.
What does it cost you to study my case?
In principle the study is free of charge, we will only charge a fee at the time of signing.
If I have already been refused financing or a mortgage, can you help me?
We have to study your case, but it is likely that we do, especially because we do not stick to a single entity, but once we have outlined your profile, we look for the solutions that best suit you.
How do we start if I need a mortgage?
We need you to provide us with the following documentation, confidentially and in order to find the best option for you:
- Identification: DNI or residence card.
- Employment contract.
- Last 3 payslips.
- Certificate of employment.
- Bank statement.
- Income tax return.
- 3 latest mortgage receipts, if applicable.
- Extra personal documentation that you consider relevant (divorce decree, contracts of marriage, declarations of assets, etc.)..
